This article will not explain how Bitcoin works there are plenty of You Tube clips for this, what I want to talk about is should you be investing in Bitcoin. Like all investments you need to weigh up the risk verse the rewards and determine if it suits your investment profile.

Negative Yield Curve how it will affect your investments.

The Strategy will target net returns of RBA cash rate plus 4% p.a. whilst providing monthly income. Investments will pay a floating rate of interest, typically LIBOR.

Before the end of the financial year there are a number of items to review to make sure you are prepared financially

RBA Governor Lowe will be giving a speech titled Economic Outlook and Monetary Policy, so it is likely there will be a major reaction in bond markets today, which could well reverberate through to our share market.

However, historically we tend to see the market sell down over May and into June with a recover in November.

The Australian Market had a positive month in April, with a gain of 1.9%

Labor's plan to axe cash refunds for excess franking credits and although this has hit the headlines they have other plans as well.

The Australian Market went nowhere in March 2019. We saw a pullback in the early stage of the month as investors took some profits on the back of a concern over interest rates.

The key take away is that average working person will get some tax relief to assist with the ever increasing cost of living in Australia.

Just over 12 months ago all we heard in the Media was Donald Trump, 12 months on not we are still hearing about Donald Trump but the wealth of the USA has increased.

The last 12 months have produced solid gains in the stock market; overall the market is up 600 points or 11.7%.

Before Christmas the market was sitting on 5700, and I made the following predictions:

The Australian stock market had one of the strongest months on record with the ASX 200 producing a 4.9% gain for the month.

We believe the current weakness represents an ideal entry point into this company.

Labors proposal to take away the refund of franking credits only indicates the lengths they will go to buy votes.

In 2013 the Australian market started the recovery out of the GFC. At this point volatility was still high it took two years before it broke through the 6000 points for the ASX 200 in February 2015.