Before the end of the financial year there are a number of items to review to make sure you are prepared financially

Precious metals were higher and so too iron ore, while most other commodities and bond yields were lower.

Europe and Wall Street were higher, on the back of comments from the Federal Reserve that they would cut interest rates if necessary.

Europe and Wall Street were higher on the back of bargain hunting. Industrial commodities were lower, while precious metals were higher.

Europe was relatively quiet overnight with both the UK and Wall Street closed for public holidays.

RBA Governor Lowe will be giving a speech titled Economic Outlook and Monetary Policy, so it is likely there will be a major reaction in bond markets today, which could well reverberate through to our share market.

The ASX 200 will likely open moderately higher following positive leads from overnight trading.

The ASX 200 will likely open moderately higher following positive leads from overnight trading.

The ASX 200 will likely open modestly higher following mixed leads from overnight trading.

However, historically we tend to see the market sell down over May and into June with a recover in November.

The ASX 200 will likely open modestly higher following mixed leads from overnight trading.

The Australian Market had a positive month in April, with a gain of 1.9%

The ASX 200 will likely open marginally higher despite negative leads from overnight trading.

Labor's plan to axe cash refunds for excess franking credits and although this has hit the headlines they have other plans as well.

The ASX 200 will likely open marginally higher in spite of mostly negative leads from overnight trading.

The ASX 200 will likely open modestly lower following mixed leads from overnight trading.

The ASX 200 will likely open flat in spite of mostly positive leads from Friday night

The ASX 200 will likely open modestly lower following mostly negative leads from overnight trading

The ASX 200 will likely open modestly higher following mostly positive leads from overnight trading.

The ASX 200 will likely open modestly higher following mostly positive leads from Friday night.

The ASX 200 will likely open modestly lower following mixed leads from overnight trading.

The ASX 200 will likely open marginally lower in spite of positive leads from overnight trading.

The Australian Market went nowhere in March 2019. We saw a pullback in the early stage of the month as investors took some profits on the back of a concern over interest rates.

The key take away is that average working person will get some tax relief to assist with the ever increasing cost of living in Australia.

The ASX 200 will likely open moderately higher following mixed leads from overnight trading.

The ASX 200 will likely open moderately higher following mostly positive leads from overnight trading.

The ASX 200 will likely open moderately higher following positive leads from Friday night.

The ASX 200 will likely open marginally higher following positive leads from overnight trading.

Just over 12 months ago all we heard in the Media was Donald Trump, 12 months on not we are still hearing about Donald Trump but the wealth of the USA has increased.

The last 12 months have produced solid gains in the stock market; overall the market is up 600 points or 11.7%.

Before Christmas the market was sitting on 5700, and I made the following predictions:

The Australian stock market had one of the strongest months on record with the ASX 200 producing a 4.9% gain for the month.

We believe the current weakness represents an ideal entry point into this company.

Labors proposal to take away the refund of franking credits only indicates the lengths they will go to buy votes.

In 2013 the Australian market started the recovery out of the GFC. At this point volatility was still high it took two years before it broke through the 6000 points for the ASX 200 in February 2015.